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Terms of Use

Terms of Use, Disclaimers, and Privacy Policy

These terms and conditions govern your use of our website and by using our website you accept the terms and conditions in full. These terms and conditions, together with our privacy policy, constitute an agreement between you and the owner of the website and supersede all and any previous agreements in respect of your use of our website. If you are not in full agreement with any part of our terms and conditions, we ask you to navigate away from our website.

Unauthorized use of this website may constitute a criminal offense and/or give rise to a claim for damages. You may not create or publish a link to this website from any other electronic or traditional print source without prior written consent from the website owner.

Intellectual property rights

Unless otherwise stated, we own and reserve the intellectual property rights to all of the material on the website. This material includes, but is not limited to, the design, text, and images. You may view, download, and print pages from the website for your own personal use, subject to the restrictions below.

You are not permitted to:

i. republish material from this website in traditional or electronic print

ii. sell, rent or otherwise use material from the website

iii. use or display any material from the website in a public forum

iv. reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose

v. modify any material on the website vi. redistribute material from this website except for any content specifically and expressly made available for redistribution

Limitation of liability 

Whilst we make every effort to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the material will remain available indefinitely or that it is up to date. This website may also include links to other external websites. These links are provided to facilitate your use of this website and to provide further information. They do not signify that we endorse the website(s) or the products or services they provide. We do not accept responsibility for, or have control over, the content of the third party website(s).

We will not be liable to you in respect of any:

i. Business or personal losses, including loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.

ii. Loss or corruption of any data, database or software occurring from your use of this website.

iii. Any special, indirect or consequential loss or damage arising from implementation or failure to act upon any information published on this website.


Crossing The River Limited and, its owners, partners, employees, websites, newsletters are not registered investment advisors or broker/dealers. All opinions expressed on this website or in any email should not be considered as a solicitation to buy, sell, or hold securities.Crossing The River Limited and, its owners, partners, employees, websites, newsletters is a Real Estate Consultant and/or Real Estate Broker only and makes neither warranties nor representations as to the buyer, the seller, nor the transaction. Crossing The River Limited and, its owners, partners, employees, websites, newsletters may have commission agreements, referral arrangements, and/or paid marketing agreements in place. All due diligence is the responsibility of the buyer and seller.

Additionally,Crossing The River Limited and, its owners, partners, employees, websites, newsletters are not tax professionals in any country. You need to seek competent legal and tax advice in your own country to see if any ideas or strategies mentioned on the website or in emails are legal. Therefore, as required by U.S. Treasury Regulations governing taxes, any written tax language contained herein cannot be used by any taxpayer for the purpose of avoiding certain tax penalties that may be imposed under the Internal Revenue Code or your home country’s tax jurisdiction. You need to seek competent legal and tax advice in your own country to see if any ideas or strategies mentioned on this website or in emails is legal. Simply put, whatever financial, investment or accounting actions or decisions you make are autonomous.

You should not rely on the information published on this website to make investment decisions. Rather, you should use the information only as a starting point to do additional independent research so that your are able to make your own autonomous real estate investment decision.

Neither email communication nor content posted on this website are intended to constitute personal financial advice. Before undertaking any action described in this website or email communication from us, financial or otherwise, you should discuss your options with a qualified advisor — accountant, financial planner, or an attorney. Nothing published on this website or transmitted via email correspondence from us constitutes encouragement or collaboration to avoid, evade or illegally reduce your tax obligations in your home country.   This website has affiliate and referral agreements in place that may include fee sharing. Likewise, from time to time this website may engage in affiliate programs offered by other companies, though corporate policy firmly dictates that such agreements will have no influence on any product or service recommendations, nor alter the pricing that would otherwise be available in absence of such an agreement. As always, it is important that you do your own due diligence before transacting any business with any firm, for any product or service.

Amendment of our Terms & Conditions

We may amend our terms and conditions periodically without prior notification and any amendments will not only be applicable from the date and time of publication on our website with also retroactive.

Personal identification information

We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Site.. Users may visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

You are very welcome to visit and browse our website but when you do so, various types of personal identifiable and non-personal identifiable information about you may become available to us, or be purposefully collected by this website and third party applications that provide site usage statistics. is committed to keeping such data confidential and does not seek to gather any personal information other than that which permits us to provide you with a quality experience of using our website; analyze the usefulness of our content and maintain optimum functionality of our website.

What information we collect

    • Your email address, as well as other information about yourself (e.g. user name, name, place of residence, phone number) you are either required to fill in or choose to disclose to us if you decide to register or contact us by completing our contact forms.
    • Information acquired using cookies which are small files placed on your computer’s hard drive by an Internet server when you visit a website, that allow us to recognize you when you return to our website (You can use your browser settings to change your privacy preferences regarding the use of cookies)
    • Any information about yourself that you choose to disclose through an email sent to us
    • Personal information that becomes available to us when you access our content or use our applications through third-party websites and platforms (e.g. social networking sites)
    • Your IP address, as well as information about your browser, type of operating system, type of handheld or mobile device you are using to access this website.
    • Non-personally identifiable data collected by third parties gathering user-behavior statistics, which includes information about the location from which our websites are accessed and information about the content viewed.
    • This website may contain hyperlinks to other websites owned and controlled by third parties. Please be advised that we are not responsible or liable for the privacy policies of external websites.

How we may use personal information

  • To provide you our online content
  • To personalize your experience
  • To receive feedback from you and respond to it
  • To contact you about anything you may submit to
  • To analyze user behavior in order to improve our website products
  • To block attempts to disrupt the work of our website

Sharing of personal information 

We retain the right to release your personal information to proper authorities when required by law or when we in good faith believe that we must release the information in order to:

  • Satisfy a legal order or comply with legal process
  • Defend the rights of or its affiliates or business partners
  • Protect the personal safety of employees, agents, affiliates, business partners, customers or site users. strives to keep your personal information from being accessed by unauthorized third parties by using reasonable means to safeguard it. However, as transfer of any kind of data over the internet is never 100% secure, we cannot give you any guarantees and urge you to be cautious when disclosing sensitive information. may update this Privacy policy periodically and without prior notice. We advise you to return to this page from time to time to keep yourself informed and up to date regarding our privacy policy.

Changes to this privacy policy

Crossing The River Limited has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

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